Life Insurance
Protect what you’ve
worked to build.
Life insurance can help provide financial protection for the people who depend on you. We help you compare available coverage and understand what fits your family, goals, and budget.
Term Life•Permanent Life•Personal Guidance
What is life insurance?
Life insurance provides a financial benefit to your beneficiaries if you pass away while covered under the policy. It can help provide financial support for the people who depend on you and the responsibilities you leave behind.
The right type and amount of coverage depends on your family, income, financial obligations, goals, budget, and eligibility. We help you understand the available options before you choose.
Protect the people who depend on you
Life insurance can help provide financial support for a spouse, children, or others who rely on your income.
Prepare for financial obligations
Coverage can help beneficiaries manage expenses such as a mortgage, household costs, debts, education, or other financial needs.
Choose coverage intentionally
Policy types, coverage amounts, premiums, eligibility, and features vary. We help you compare the differences and determine what aligns with your goals.
Term or permanent?
Life insurance generally falls into two broad categories. Understanding the difference is a good place to start.
Term Life Insurance
Designed to provide coverage for a specified period of time, such as 10, 20, or 30 years. Term life is often considered when the primary goal is protecting income or financial obligations during specific years of life.
Often considered for: income protection, mortgages, raising children, and other time-specific financial responsibilities.
Permanent Life Insurance
Designed to provide coverage that can remain in force for life as long as applicable policy requirements are met. Certain permanent policies may also include a cash value component, with features that vary by policy.
Often considered for: lifelong protection, legacy planning, final expenses, and certain long-term financial goals.
Not sure which direction makes sense?
Compare Life Insurance Options →How much life insurance do you need?
There isn’t one coverage amount that works for everyone. The right amount depends on who relies on you financially, what obligations you want to protect, and what you want the coverage to accomplish.
Income replacement
Consider how much financial support your household may need if your income were no longer there.
Mortgage and debts
Think about major financial obligations you may want your family to be able to manage.
Children and future expenses
Childcare, education, and other future costs may factor into the amount of protection you want.
Existing resources
Savings, investments, existing life insurance, and other financial resources can also affect how much additional coverage makes sense.
The goal isn’t simply to buy the biggest policy. It’s to choose an amount that makes sense for the people and responsibilities you want to protect.
Talk Through My Coverage →Who should consider life insurance?
Life insurance may be worth considering anytime someone else could be financially affected by your death.
Parents & families
Help provide financial support for children, a spouse, or other family members who depend on you.
Homeowners
Coverage can help give beneficiaries resources to manage a mortgage and other household expenses.
Business owners
Life insurance may play a role in protecting certain business obligations, partners, or people who depend on the business.
Anyone planning ahead
Coverage may also be considered for final expenses, legacy goals, or other financial responsibilities you want to prepare for.
Life insurance questions, answered.
Protect the people who matter most.
Compare available life insurance options and understand your coverage before you make a decision.