A family and a self-employed professional meeting with a Spears & Co. broker

Who We Help

Different needs.
The same level of care.

Whether you’re choosing coverage for yourself, protecting your family, working for yourself, or running a business, we help you understand the options available to you and make a more informed decision.

IndividualsFamiliesSelf-EmployedBusiness Owners

Coverage starts with your situation.

The right coverage can look different depending on where you are in life, how you work, and who depends on you. We start there before comparing your options.

Individuals

Whether you’re between jobs, buying your own coverage, turning 26, or simply looking for a better fit, we help you understand the options available to you.

Families

Compare coverage with your household’s doctors, prescriptions, budget, and changing needs in mind.

Self-Employed Professionals

Explore coverage when you don’t have traditional employer benefits, including Marketplace and available private options.

Business Owners

Find coverage for yourself and your family, and explore available solutions when you’re considering protection for your business or team.

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Life changes. Your coverage may need to change with it.

Some of the biggest changes in life can also change what you need from your insurance. We help you understand what options may be available when your situation changes.

Leaving or losing employer coverage

Explore your options when COBRA or employer-sponsored coverage is ending.

Turning 26

Compare coverage options when you’re coming off a parent’s health plan.

Getting married or growing your family

Review coverage as your household and insurance needs change.

Becoming self-employed

Understand your options when employer benefits are no longer part of the equation.

Moving to a new state or area

Review available coverage when a move changes your plan choices or provider network.

Talk Through My Situation →

Start with you. Then compare the coverage.

Instead of starting with a specific insurance company or product, we start by understanding what you actually need from your coverage.

Understand your priorities

Doctors, prescriptions, budget, household needs, and coverage preferences all help shape the conversation.

Compare available routes

Depending on your situation, we can help you explore Marketplace, private health, supplemental, and life insurance options.

Make an informed decision

We explain the differences clearly so you can choose coverage with a better understanding of what you’re getting.

Compare My Options →

Questions about your situation?

Your situation is unique. Your options should reflect it.

Tell us what you’re looking for and we’ll help you understand the coverage options available to you.