Marketplace Health
Compare Marketplace plans and see if you qualify for savings.
Explore Marketplace →
Welcome to the new age of health insurance.
More ways to compare. Less searching. One place to find coverage that fits.
Coverage options from leading carriers
Coverage built around you
More ways to protect what matters, all in one place.
Private Health
Explore private coverage options based on your needs, budget, and eligibility.
Explore Private Health →Supplemental Coverage
Dental, vision, accident, critical illness, hospital and other supplemental options.
Explore Supplemental →Life Insurance
Coverage designed to help protect the people who depend on you.
Explore Life Insurance →Not sure where to start?
One short conversation is usually enough to narrow it down.
We look at the whole picture.
Your coverage should make sense beyond the monthly premium.
01
Tell us what matters
Doctors · Prescriptions · Budget · Coverage needs
02
We compare the details
Networks · Medications · Premiums · Deductibles
03
See your options clearly
Marketplace · Private · What fits
04
Enroll with support
Help through enrollment and afterward
There’s the old way. Then there’s our way.
The old way
One company. One option.
- Starts with what they can offer
- Limited ways to compare
- Tries to make their product fit you
The Spears & Co. way
Your options come first.
- Independent brokerage
- Compare across multiple carriers
- Marketplace + private options
- Find coverage around your situation
What our clients are saying.
Real experiences from people we’ve had the privilege of helping.
“From my 1st conversation with Aidan, he was VERY patient with me. Aidan truly took the time to understand what my needs were for insurance. Aidan made the process much easier, less overwhelming and answered all of my questions, and went above and beyond to make sure I was taken care of for sure! He made me feel like I mattered. Aidan definitely cared about helping me find the right coverage and making sure I felt comfortable with the decisions I had to make.”
Stephanie Hoodak Perez
Recommended on Facebook
“I have a very expensive medication that insurance doesn’t like to cover and Aidan found me not only insurance that would cover it but also had a small copay. He was very understanding to my situation and worked to find an insurance that fit.”
Ree Ashbaugh
Recommended on Facebook
“I can’t say enough good things about this insurance agency and the incredible help they provided me. From the very beginning, they were professional, knowledgeable, patient, and truly took the time to understand my needs. They made the entire insurance process so much easier and less stressful, answered all of my questions, and went above and beyond to make sure I was taken care of. I felt like I was more than just a customer — they genuinely cared about helping me find the right coverage and making sure I felt comfortable with my decisions.”
Ana Guevara
Recommended on Facebook
About Spears & Co.
Insurance should feel personal.
Spears & Co. was built to make finding coverage simpler. Our licensed brokers compare options from multiple carriers, explain the differences clearly, and help you choose coverage that fits your needs. And our relationship doesn’t end after enrollment — we’re here when you need us.
Book a Call
Questions, answered.
Not sure where
to start?
Tell us what you’re looking for and we’ll help you narrow down your options.