Privacy Policy

Spears & Co. Insurance Solutions (“Spears & Co.,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, submit an insurance inquiry, request information, schedule a consultation, or otherwise communicate with us.

We may collect information that you voluntarily provide, including your name, email address, telephone number, state of residence, insurance needs or interests, and other information you choose to provide through our website, forms, scheduling tools, or communications with us.

We may also collect certain technical information automatically when you use our website, such as browser type, device information, IP address, referring pages, and information about how visitors interact with the website, where applicable.

We may use information collected through our website to respond to inquiries; communicate with you about insurance coverage and available options; provide requested insurance-related services; schedule consultations; follow up on requests; maintain client and prospective-client records; operate, maintain, and improve our website and services; comply with legal and regulatory requirements; and protect against fraudulent or unauthorized activity.

If you provide your telephone number and consent to receive communications from Spears & Co., we may contact you by telephone or text message regarding your insurance inquiry, requested services, appointments, coverage options, and related follow-up communications.

Consent to receive text messages is not a condition of purchasing any product or service. Message frequency may vary. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP. You may reply HELP for assistance.

SMS consent and telephone numbers collected for SMS communication purposes will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

We may share information with insurance carriers, service providers, technology providers, customer relationship management platforms, scheduling providers, and other parties when reasonably necessary to provide requested services, process an insurance inquiry, operate our business, or comply with applicable law.

We do not sell personal information collected through this website. We do not share SMS consent information with third parties or affiliates for their own marketing or promotional purposes.

Our website may use cookies and similar technologies to operate website functionality, understand website usage, measure performance, and improve the visitor experience. Certain third-party services used by the website may also use cookies or similar technologies according to their own privacy practices.

We use reasonable administrative, technical, and organizational measures intended to protect personal information. However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

Our website may contain links to or integrate with third-party websites and services. Spears & Co. is not responsible for the privacy practices of third parties. Information provided directly to a third party is subject to that party’s privacy policy.

You may request that we update or correct information you have provided to us or ask questions regarding our privacy practices by contacting us using the information below. You may opt out of marketing or SMS communications at any time using the instructions provided in those communications.

This website and our services are not directed to children under 13, and we do not knowingly collect personal information from children under 13 through this website.

We may update this Privacy Policy periodically. When changes are made, the updated version will be posted on this page with a revised “Last Updated” date.